![](https://cdn.prod.website-files.com/626bfa60b493a333f79ff6e3/65c2769d971a6adc75f785fc_Pen_HeroImage_Website_v3_Light%20Tolopea_3pt%201.png)
The missing link between Fiat and DeFi
Pendulum Mainnet
Fintech companies can level up efficiency with our interoperable blockchain infrastructure.
Polkadot Parachain
Pendulum parachain is live on Polkadot Mainnet.
![](https://cdn.prod.website-files.com/626bfa60b493a333f79ff6e3/643849d8b08f1c17a2534552_2.png)
![](https://cdn.prod.website-files.com/626bfa60b493a333f79ff6e3/64384910e0eb4f0903390a35_1.png)
Wrecking financial borders.
Fostering an inclusive future.
Forex-optimized App ecosystem and runtime
1000x Performance with Substrate Runtime Module
Seamless integration into banking worldwide
PnP compliance for Fintechs and businesses
Next-generation smart contracts using Wasm
Trustless cross-chain interoperability
Discover what we’re up to
Cross-parachain integration (XCMP/HRMP)
Mainnet Launch
![](https://cdn.prod.website-files.com/626bfa60b493a333f79ff6e3/63f3ab48d6fe39611d49c093_Pen_Logo_Roadmap-01.png)
$PEN listing
DIA fiat price oracles (USDC, BRL, TZS)
Wasm smart contract deploy tool
Compatibility layer for Ethereum smart contracts
WalletConnect v2.0 live on Portal
USDT live on Pendulum
$AMPE available on DEX
![](https://cdn.prod.website-files.com/626bfa60b493a333f79ff6e3/631b323d5b612a156dcbc52e_emoney_dark-300x300-1-1.webp)
Basic Ledger integration ($PEN)
Solidity Wrapper Hacken Audit
Asset Chain Extension Hacken Audit
Vortex app MVP
![](https://cdn.prod.website-files.com/626bfa60b493a333f79ff6e3/668e93ccb87052b0703c6160_Vortex_Logo_Tolopea_60px.png)
$PEN DEX listing
Spacewalk bridge Amplitude public launch
Acurast oracle integration
![](https://cdn.prod.website-files.com/626bfa60b493a333f79ff6e3/65411fc35168da7a079811c9_symbol%20_%20text%20black.png)
Portal V2 (UI/UX upgrade)
Spacewalk Pendulum launch
SEPA Instant EURC Offramp prototype
Forex AMM Launch powered by Nabla tech
Spacewalk v1.1
On-ramp prototype v1
Fiat on/off ramp interface standard
Decentralized identity/KYC prototype
Vortex dApp 1.0
![](https://cdn.prod.website-files.com/626bfa60b493a333f79ff6e3/668e93ccb87052b0703c6160_Vortex_Logo_Tolopea_60px.png)
Real-time price oracle
Optional tx privacy
Compliance layer with KYC/AML data
Multi-currency gas fees
Vortex multi-chain functionality
![](https://cdn.prod.website-files.com/626bfa60b493a333f79ff6e3/668e93ccb87052b0703c6160_Vortex_Logo_Tolopea_60px.png)
Access grants, funding, and networking support to develop the forex-optimized Pendulum ecosystem.
Become a partner
Are you part of a parachain, VC, fintech service or Web3 company? Let’s talk!
Become an ambassador
Apply to be an official community representative and earn rewards.
![](https://cdn.prod.website-files.com/626bfa60b493a333f79ff6e3/64465b3a47bf1a054e95fe80_develop-with-us-graphic.png)
All-In-One Solution
The Pendulum Portal is your destination for swapping, staking, bridging, and governance voting on Pendulum.
$3,2b
$29,075.25
+$10,676 + 36.82%
Pendulum
48,405.92
+10.66%
Kusama
12.1
-9.1%
Stellar
95.0
+8.8%
USD Coin
10000
+0.1%
AMP
48,405.92
-1.3%
Etherum
550
+0.0%
Polkadot
10,000
+13.22
Use Cases
![](https://cdn.prod.website-files.com/626bfa60b493a333f79ff6e3/64c676a2e4ad5109a70ebaf9_image%2037.png)
Use Cases
Cross-Border Transfers for Businesses
Use Case:
- Brazilian Business holds BRL
- On ramp BRL using PendulumPay
- Forex swap BRZ stablecoin to USDT
- Off ramp USDT using PendulumPay
- US firm receives payment in USD
Brazilian Real (BRL)
BRL Stablecoin (BRZ)
USD Stablecoin (USDT)
US Dollar (USD)
Advantages:
- Liquidity for exotic currencies
- On-chain Forex 24/7
- Local on/off ramps
- Polkadot’s security features
Cross-Border Transfers for Individuals
Use Case:
- Tanzanian resident holds TZS
- On ramp TZS using PendulumPay
- Forex swap TZS stablecoin to EURC
- Off ramp EURC using PendulumPay
- US firm receives payment in USD
Tanzanian Shilling (TZS)
TZS Stablecoin (TZS)
EUR Stablecoin (EURC)
Euro (EUR)
Advantages:
- Low Fees
- Fast (near-instant) transactions
- On-chain Forex 24/7
- Localized on/off ramps
Lending / Borrowing
Use Case:
Fintechs offer users the possibility of yield returns in a range of fiat stablecoins.
- Advanced smart contracts
- Earn yield
- Non-custodial
Microloans for Developing Nations
Use Case:
Boosting growth by making DeFi loans accessible for individuals and businesses.
- Real yield investments
- Empower small businesses
- Economic growth and poverty reduction
Meet our global team
![Alexander Wilke](https://cdn.prod.website-files.com/626bfa60b493a327939ff6fa/635b9154a5c3b65c2b6240f3_alex_wilke131763_web.jpg)
Alexander Wilke
![Dr. Torsten Stüber](https://cdn.prod.website-files.com/626bfa60b493a327939ff6fa/626bfa60b493a367719ff6fc_torsten-stueber.jpg)
Dr. Torsten Stüber
![Dr. Aaron Lindner](https://cdn.prod.website-files.com/626bfa60b493a327939ff6fa/626bfa60b493a342f49ff6fd_aaron-lindner.jpg)
Dr. Aaron Lindner
![Daniel Masters](https://cdn.prod.website-files.com/626bfa60b493a327939ff6fa/626bfa60b493a346859ff75f_daniel-masters.jpg)
Daniel Masters
![Meinhard Benn](https://cdn.prod.website-files.com/626bfa60b493a327939ff6fa/626bfa60b493a342f19ff6ff_meinhard-benn.jpg)
Meinhard Benn
![Florian Beba](https://cdn.prod.website-files.com/626bfa60b493a327939ff6fa/659d2291a90525d0d86a413e_Pen_Florian_BW.png)
Florian Beba
![Tansel Inanc](https://cdn.prod.website-files.com/626bfa60b493a327939ff6fa/626bfa60b493a36e8a9ff704_tansel-inanc.jpg)
Tansel Inanc
![Bahila Hijazi](https://cdn.prod.website-files.com/626bfa60b493a327939ff6fa/63e5d5051a9861a5d90c771b_bahila.jpeg)
Bahila Hijazi
![Arjun Yadav](https://cdn.prod.website-files.com/626bfa60b493a327939ff6fa/626bfa60b493a33bfc9ff70b_arjun-yadav1.jpg)
Arjun Yadav
![Prayag Desale](https://cdn.prod.website-files.com/626bfa60b493a327939ff6fa/626bfa60b493a382ec9ff70c_8BftS.jpg)
Prayag Desale
![Gonzalo Montiel](https://cdn.prod.website-files.com/626bfa60b493a327939ff6fa/626bfa60b493a33c959ff70d_cJXSZ.jpg)
Gonzalo Montiel
![Marcel Ebert](https://cdn.prod.website-files.com/626bfa60b493a327939ff6fa/626bfa60b493a3ecdb9ff728_marcel-ebert.jpg)
Marcel Ebert
![Liam McManus](https://cdn.prod.website-files.com/626bfa60b493a327939ff6fa/62e810120c0d6b811eddcb8c_liam-mcmanus.jpeg)
Liam McManus
![Jiesen Toh](https://cdn.prod.website-files.com/626bfa60b493a327939ff6fa/62f11ce8e38c6d4d2101a28e_1654775660544.jpg)
Jiesen Toh
![Klaus Dietz](https://cdn.prod.website-files.com/626bfa60b493a327939ff6fa/6334426932b629f86227190b_klaus.png)
Klaus Dietz
![Carla Yap](https://cdn.prod.website-files.com/626bfa60b493a327939ff6fa/633442be65d80e863afad4ee_carla%20yap.png)
Carla Yap
![Zoltan Veress](https://cdn.prod.website-files.com/626bfa60b493a327939ff6fa/63610f3853f81098bd124913_zoltan.png)
Zoltan Veress
![Kacper Szarkiewicz](https://cdn.prod.website-files.com/626bfa60b493a327939ff6fa/661fc4d22b3caf8f1eb55d09_kacper-szarkiewicz.png)
Kacper Szarkiewicz
![Amr Gad](https://cdn.prod.website-files.com/626bfa60b493a327939ff6fa/63c24c40c2513ff05bdd15e0_1572426393661-3%20(1).jpeg)
Amr Gad
![Nicolas Hempelmann](https://cdn.prod.website-files.com/626bfa60b493a327939ff6fa/626bfa60b493a31b239ff706_nicolas-hempelmann_.jpg)
Nicolas Hempelmann
![Katerina Voronkova](https://cdn.prod.website-files.com/626bfa60b493a327939ff6fa/63f8427cca0b8fb467c35b1b_katerina.jpeg)
Katerina Voronkova
![Dennis Verghaeghe](https://cdn.prod.website-files.com/626bfa60b493a327939ff6fa/6458c0d69ba2ed6fe885ab3f_Dennis.jpeg)
Dennis Verghaeghe
![Chrissy Krüger](https://cdn.prod.website-files.com/626bfa60b493a327939ff6fa/64d0ea3e2921a6bc40ca071e_Pen_Avatar_Chrissy.jpg)
Chrissy Krüger
![Xiangyu Tsai](https://cdn.prod.website-files.com/626bfa60b493a327939ff6fa/64d0fc055f886103e43c9732_Pen_Avatar_Xiangyu.jpg)
Xiangyu Tsai
![Anna Teklinska](https://cdn.prod.website-files.com/626bfa60b493a327939ff6fa/64d0fd049b851c21580b5cf2_Pen_Avatar_Anna.jpg)
Anna Teklinska
![Gianfranco Tasteri](https://cdn.prod.website-files.com/626bfa60b493a327939ff6fa/65047b387580fc960aa2fbed_Pen_Gianfranco_BW.png)
Gianfranco Tasteri
![Ben Conway](https://cdn.prod.website-files.com/626bfa60b493a327939ff6fa/65047b8084970d2c431fca49_Ben_Profile_BW.png)
Ben Conway
![Bogdan Sandu](https://cdn.prod.website-files.com/626bfa60b493a327939ff6fa/654a67b46e3df677c756f15a_T02G2ERGQ-U060F1ETUAV-e7408bd10f2f-512.jpeg)
Bogdan Sandu
![Melodie Vignaud](https://cdn.prod.website-files.com/626bfa60b493a327939ff6fa/654a6934c43cd99e7f813266_T02G2ERGQ-U0641E9LV5K-dfd52dfcadc3-512.png)
Melodie Vignaud
![](https://cdn.prod.website-files.com/624c5501ffc72b6805258520/626939f9df143266cd188984_stairs_angle.png)
Partners & Collaborators
Our growing footprint in the future of finance. Fusing tech builders and traditional finance.