Getting Forex Onchain

Limitless Fiat. Decentralized Future.

Decentralized blockchain technology for cross-border payments and traditional finance infrastructure

Build the future

The missing link between Fiat and DeFi

Pendulum Mainnet

Fintech companies can level up efficiency with our interoperable blockchain infrastructure.

Polkadot Parachain

Pendulum parachain is live on Polkadot Mainnet.

Access Pendulum

Wrecking financial borders.
Fostering an inclusive future.

Forex-optimized App ecosystem and runtime

1000x Performance with Substrate Runtime Module

Seamless integration into banking worldwide

PnP compliance for Fintechs and businesses

Next-generation smart contracts using Wasm

Trustless cross-chain interoperability

Pendulum portal

All-In-One Solution

The Pendulum Portal is your destination for swapping, staking, bridging, and governance voting on Pendulum.

Select network
Polkadot
Balance
$12,687.27
Pen pool
$10,332.22
Stellar pool
$1,022.99
Pendulum Overview
TVL
$3,2b
jan mar jul oct dec
Carla_42
C5zs..Tx29uy
Portfolio
Total Balance
$29,075.25
+$10,676 + 36.82%
1D 1W 1Y All
PEN
Pendulum
$0,125
48,405.92
$6050.74
+10.66%
KSM
Kusama
$127
12.1
$1553.8
-9.1%
Asset 1
XLM
Stellar
$144.905
95.0
$13,765
+8.8%
USDC
USD Coin
$0,1411
10000
$6918.0
+0.1%
AMP
AMP
$0,125
48,405.92
$6050.74
-1.3%
ETH
Etherum
$1
550
$550
+0.0%
DOT
Polkadot
$174.401
10,000
$17.24
+13.22
View more
Staking returns
12.35%
jan mar jul oct dec
Swap
USD Coin
300
Balance: 550 USDC
~$300.00
Tether EURt
285.08
Balance: 10,765.76 EURt
~$300.00
1 LINK = ~11.45984654 USDT
REVIEW SWAP
Buy $PEN
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CUSTOM
1 PEN = ~ 0.12515675234 USD
REIVEW PURCHASE
Pendulum in action

Use Cases

Cross-Border Transfers for Small & Medium Enterprises (SMEs)
Example: a Brazilian marketing SME regularly purchases consulting services from the USA.

Liquidity for exotic currencies

Local on/off ramps

Onchain Forex 24/7

Polkadot’s inherent security features

Cross-Border Transfers for Individuals
Example: A resident of Tanzania, regularly sends money to her son, who is studying in Germany.

Low fees

On-chain Forex 24/7

Fast (near-instant) transactions

Localized on/off ramps

Lending / Borrowing
Fintechs offer users the possibility of yield returns in a range of fiat stablecoins.
Advanced smart contracts
Earn yield
Non-custodial
Microloans for Developing Countries
Boosting growth by making DeFi loans accessible for individuals and businesses.
Real yield investments
Empower small businesses
Economic growth and poverty reduction
Pendulum in action

Use Cases

Cross-Border Transfers for Businesses

Use Case:

  • Brazilian Business holds BRL
  • On ramp BRL using PendulumPay
  • Forex swap BRZ stablecoin to USDT
  • Off ramp USDT using PendulumPay
  • US firm receives payment in USD

Brazilian Real (BRL)

BRL Stablecoin (BRZ)

Forex Swap

USD Stablecoin (USDT)

US Dollar (USD)

Advantages:

  • Liquidity for exotic currencies
  • On-chain Forex 24/7
  • Local on/off ramps
  • Polkadot’s security features

Cross-Border Transfers for Individuals

Use Case:

  • Tanzanian resident holds TZS
  • On ramp TZS using PendulumPay
  • Forex swap TZS stablecoin to EURC
  • Off ramp EURC using PendulumPay
  • US firm receives payment in USD

Tanzanian Shilling (TZS)

TZS Stablecoin (TZS)

Forex Swap

EUR Stablecoin (EURC)

Euro (EUR)

Advantages:

  • Low Fees
  • Fast (near-instant) transactions
  • On-chain Forex 24/7
  • Localized on/off ramps

Lending / Borrowing

Use Case:

Fintechs offer users the possibility of yield returns in a range of fiat stablecoins.

  • Advanced smart contracts
  • Earn yield
  • Non-custodial

Microloans for Developing Nations

Use Case:

Boosting growth by making DeFi loans accessible for individuals and businesses.

  • Real yield investments
  • Empower small businesses
  • Economic growth and poverty reduction

Trust-Minimized Stellar-Polkadot Bridge

To Spacewalk
Built by SatoshiPay

Meet our global team

Join our team
Alexander Wilke

Alexander Wilke

Co-Founder
Dr. Torsten Stüber

Dr. Torsten Stüber

Co-Founder & CTO
Dr. Aaron Lindner

Dr. Aaron Lindner

Advisor
Daniel Masters

Daniel Masters

Advisor
Meinhard Benn

Meinhard Benn

Co-Founder
Florian Beba

Florian Beba

Chief Strategy Officer
Tansel Inanc

Tansel Inanc

CFO
Bahila Hijazi

Bahila Hijazi

Partnership Manager
Arjun Yadav

Arjun Yadav

Head of Product
Prayag Desale

Prayag Desale

Product Manager
Gonzalo Montiel

Gonzalo Montiel

Blockchain Engineer
Marcel Ebert

Marcel Ebert

Lead Blockchain Engineer
Liam McManus

Liam McManus

Marketing Lead
Jiesen Toh

Jiesen Toh

Marketing Specialist
Klaus Dietz

Klaus Dietz

Brand Designer
Carla Yap

Carla Yap

Blockchain Developer
Zoltan Veress

Zoltan Veress

DevOps Engineer
Alan Pearce

Alan Pearce

Fullstack Developer
Amr Gad

Amr Gad

Operations Manager
Nicolas Hempelmann

Nicolas Hempelmann

Finance Manager
Katerina Voronkova

Katerina Voronkova

HR and Operations Lead
Dennis Verghaeghe

Dennis Verghaeghe

Finance & Controlling Manager
Chrissy Krüger

Chrissy Krüger

HR Manager
Xiangyu Tsai

Xiangyu Tsai

Finance Working Student
Anna Teklinska

Anna Teklinska

Product Manager
Gianfranco Tasteri

Gianfranco Tasteri

Blockchain/Substrate Engineer
Ben Conway

Ben Conway

Community Manager
Bogdan Sandu

Bogdan Sandu

Blockchain/Substrate Engineer
Melodie Vignaud

Melodie Vignaud

Junior Business Development Manager
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Partners & Collaborators

Our growing footprint in the future of finance. Fusing tech builders and traditional finance. 

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Digital Assets

Stablecoin selections

Join the Pendulum Community